Affordable Care Act (ACA) Penalty Estimator

  • Understand what may trigger penalties
  • Learn how to proactively avoid penalties
  • Get a customized Employer’s Potential Penalties Impact report

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Enter your estimated number of 2023 ACA
Full-Time Employees, then calculate:
(Whole number 500 or greater, no symbols or commas)
Whole number 500 or greater, no symbols or commas
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COMPANIES MAY BE PENALIZED FOR…

Not Offering Coverage to Full-Time Employees (FTEs) & Dependents
Failure of large employer with average of at least 50 FTEs to offer coverage is a key penalty trigger
Not Offering Affordable Coverage that Provides Minimum Value
Coverage must be affordable and provide minimum value across the ACA FTE population and across all departments & divisions (FEINs)
Not Offering Minimum Essential Coverage
Companies may face penalties if even only one ACA FTE receives a Premium Tax Credit from the IRS.
Not Offering Coverage 
to Rehires
This is an often-missed trigger in today’s dynamic workforce for returning employees.